They hire anyone off the streets and give minimal training and sell products that are often terrible and/or expensive with little thought to the investor's needs. The reason why Primerica gets a bad wrap is mainly two fold. The real question should be what are my investments and is my money and my financial plan being managed appropriately.

Your question is actually looking at your situation in the wrong way. So my question is do I stay with Primerica and up my monthly contribution with them or do I pull my RRSP which is really worth peanuts and move to a new firm or bank? And which firms/banks do best for people who want to invest but don't have a lot to invest. I've read a lot of negativity about Primerica in doing some research but yet seem to be geared towards lower middle class people like myself. My financial advisor hasn't checked up on us in years probably not worth his time at $25 a month which I understand but still find off putting for some reason. I was thinking of investing $125 a month in my RRSP but then I was talking with my step mother in law and my father in law about moving my RRSP to IG because that's who they invest with, my step mother in law advised that she heard that IG is dropping clients and aren't taking clients on who aren't worth at least $500 000 as was told by her financial advisor who recently got out of investment racket. Now I have become debt free with the exception of a mortgage and would like to invest more.

That was about 9 years ago and now I have about $2700 invested in an RRSP. At the time I was in debt and also supporting a family of 4 on one income, so all I could muster was an RRSP at $25 a month which was the minimum for investing. I opened up an an RRSP with Primerica after they came to my place of employment and did a presentation. I'm looking for some advice about investing.

Primerica online investments